Last Updated: December 1, 2024
1. Acceptance of Terms
Welcome to The SSDI Expert. By accessing or using our website at thessdiexpert.com (the "Site") and our services, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, you may not access or use our Site or services.
These Terms constitute a legally binding agreement between you and The SSDI Expert ("Company," "we," "us," or "our"). Please read them carefully before using our services.
2. Important Disclaimer – Not a Law Firm
THE SSDI EXPERT IS NOT A LAW FIRM AND DOES NOT PROVIDE LEGAL ADVICE.
We are a consulting service that provides information and guidance to help individuals navigate the Social Security Disability Insurance (SSDI) application process. Our services include:
- Educational information about the SSDI process
- Assistance with gathering and organizing documentation
- Guidance on completing application forms
- Referrals to qualified disability attorneys or advocates when appropriate
We do not represent you before the Social Security Administration (SSA), do not provide legal representation, and cannot give legal advice. For legal advice regarding your specific situation, please consult with a qualified attorney.
3. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Be a legal resident of the United States
- Have the legal capacity to enter into binding contracts
- Provide accurate and complete information
By using our services, you represent and warrant that you meet all eligibility requirements.
4. Our Services
Free Case Evaluation: We offer a free initial consultation to assess your potential eligibility for SSDI benefits. This evaluation is for informational purposes only and does not guarantee eligibility or approval.
No Guarantee of Results: We make no guarantees regarding the outcome of any SSDI application or appeal. Approval of benefits is solely at the discretion of the Social Security Administration. Past results and testimonials are not a guarantee of future outcomes.
Estimated Benefits: Any benefit calculations or estimates provided through our tools or consultations are approximations based on general formulas and are not guaranteed. Actual benefits are determined by the SSA based on your individual work history and other factors.
5. User Responsibilities
By using our services, you agree to:
- Provide accurate, current, and complete information
- Notify us promptly of any changes to your information
- Not misrepresent your identity or circumstances
- Use our services only for lawful purposes
- Not interfere with or disrupt our Site or services
- Not attempt to gain unauthorized access to our systems
- Comply with all applicable laws and regulations
6. Communication Consent (TCPA Compliance)
By providing your phone number and submitting our contact form, you expressly consent to receive:
- Phone calls (including calls using an automatic telephone dialing system or prerecorded voice)
- Text messages (SMS/MMS)
- Emails
from The SSDI Expert and our partners regarding your SSDI case evaluation and related services. Message and data rates may apply. Message frequency varies.
To opt out: Reply STOP to any text message, click "unsubscribe" in any email, or contact us at support@thessdiexpert.com or (855) 817-2267 to be removed from our contact lists.
Consent is not a condition of purchase of any goods or services.
7. Intellectual Property
All content on our Site, including text, graphics, logos, images, videos, and software, is the property of The SSDI Expert or our licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not:
- Copy, modify, or distribute our content without permission
- Use our trademarks or logos without written consent
- Remove or alter any copyright or trademark notices
- Use our content for commercial purposes without authorization
8. Third-Party Links and Services
Our Site may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third parties. Your use of third-party sites is at your own risk and subject to their terms and policies.
9. Disclaimer of Warranties
OUR SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
- WARRANTIES OF MERCHANTABILITY
- FITNESS FOR A PARTICULAR PURPOSE
- NON-INFRINGEMENT
- ACCURACY OR COMPLETENESS OF INFORMATION
- UNINTERRUPTED OR ERROR-FREE SERVICE
We do not warrant that our Site will be secure, free of viruses, or available at all times.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SSDI EXPERT AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:
- ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
- ANY LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES
- ANY DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE OUR SERVICES
- ANY DAMAGES RESULTING FROM DENIAL OF SSDI BENEFITS
OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO US, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
11. Indemnification
You agree to indemnify, defend, and hold harmless The SSDI Expert and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from:
- Your use of our Site or services
- Your violation of these Terms
- Your violation of any third-party rights
- Any false or misleading information you provide
12. Dispute Resolution
Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.
Arbitration: Any dispute arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the American Arbitration Association rules. The arbitration shall take place in Florida, and the arbitrator's decision shall be final and binding.
Class Action Waiver: You agree that any disputes shall be resolved on an individual basis and not as part of any class, consolidated, or representative action.
13. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our Site. Your continued use of our Site or services after any changes constitutes your acceptance of the modified Terms. We encourage you to review these Terms periodically.
14. Termination
We may terminate or suspend your access to our Site and services at any time, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use our Site and services will immediately cease.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and The SSDI Expert regarding your use of our Site and services, superseding any prior agreements.
17. Contact Information
If you have any questions about these Terms, please contact us at:
The SSDI Expert
Email: support@thessdiexpert.com
Phone: (855) 817-2267